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Healthcare RCM,decoded.

Practical guides, frameworks, and answers for emergency medicine, urgent care, hospital, and rural health operators. Written by operators who've lived the work.

PILLAR GUIDES

Deep, comprehensive guides on the topics that matter.

Each guide is a complete reference for its subject area — written for operators, dense with specifics, and updated as the rules evolve.

LATEST ARTICLES

Recent insights from the team.

Short-form articles on specific RCM topics, billing nuances, and operational practices. Updated regularly.

STRATEGY

The "hands-off" EMR is a myth. Here's what it costs you.

EMR vendors promise billing that runs itself. Here's why that breaks in real EDs, how the leak shows up, and what finance teams should do instead.

REGISTRATION

The self-pay tax: hidden coverage your registration is missing

How insurance discovery reclassifies 30–50% of “self-pay” patients to active commercial or government coverage — and what it's worth.

DENIAL MGMT

Real-time vs. aged denial work: the 60–80% recovery gap

Why the operational distinction between same-week and post-30-day denial work determines whether you recover the dollar or write it off.

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QUICK ANSWERS

Top questions, answered.

Direct answers to questions ED, urgent care, and health system operators ask most.

What's the difference between E/M codes 99213 and 99214 in urgent care?

Code 99213 is for an established patient visit involving low-complexity medical decision making, while 99214 requires moderate-complexity decision making. The reimbursement difference is typically $30–$50 per encounter. Most urgent care visits with systemic symptoms, multiple possible diagnoses, or new problems with moderate risk meet the 99214 threshold — but coders often default to 99213 when documentation isn't reviewed thoroughly. At high-volume operations, this undercoding aggregates to seven figures of lost revenue annually.

What are S-codes in urgent care billing?

S-codes are HCPCS Level II codes designed for urgent care–specific billing scenarios. The two most important are S9088 (“services provided in an urgent care center” — an add-on code that some commercial payers reimburse on top of the E/M code) and S9083 (“global fee urgent care centers” — a flat fee used by some Medicaid plans). Whether they're billable depends on the payer; knowing your payer-by-payer S-code rules is one of the highest-leverage operational details in UC RCM.

What's a healthy first-pass clean claim rate?

For most healthcare operators, the target first-pass clean claim rate is 95% or higher. A rate below 90% indicates significant front-end registration or coding process issues. Below 85% is operationally critical and warrants immediate intervention. The metric measures the percentage of submitted claims that adjudicate without rework on the first submission — every claim that requires rework costs both time and money to fix.

What is real-time insurance verification (RTE) and why does it matter?

Real-time eligibility verification is an electronic 270/271 transaction that confirms a patient's insurance is active, identifies the correct payer and plan tier, and surfaces copay and deductible information at the point of service. It matters because eligibility errors are the single most preventable source of denied claims in urgent care and emergency medicine. Verifying coverage at intake — not after the fact — prevents downstream denials, surprise patient bills, and weeks of avoidable AR aging.

Why do real-time denial work and aged denial work recover such different amounts?

Real-time denial work — where someone reviews and routes every denial within 7 days of receipt — typically recovers 60–80% of denied dollars. Aged denial work (denials older than 30 days) recovers only 20–30%. The gap exists because patient memory of the encounter fades, provider documentation may be lost, payer filing limits approach or expire, and coder context on the original claim is gone. Working denials in real time is one of the highest-leverage operational disciplines in healthcare RCM.

How is rural health billing different from standard outpatient billing?

Rural Health Clinics (RHCs) and Federally Qualified Health Centers (FQHCs) operate under cost-based reimbursement methodologies that fundamentally differ from standard fee-for-service billing. RHCs receive an all-inclusive rate (AIR) per visit; FQHCs receive a prospective payment system (PPS) rate. Critical Access Hospitals receive cost-based reimbursement for inpatient and outpatient services. Each model requires specific billing workflows, cost report management, and documentation practices that standard outpatient RCM operations aren't designed for.

PRESS & NEWS

Coverage and company news.

Recent press coverage, industry mentions, and company announcements will appear here.

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